The promotion period of "Hong Kong Dollar Time Deposit Promotion" (the "Promotion") is from 2 July 2009 to 31 October 2009, both dates inclusive ("Promotion Period").

The Promotion is applicable to personal DBS Treasures customers ("Customers") of DBS Bank (Hong Kong) Limited (the "Bank", which expression shall include its successors and assigns). For joint accounts, the cash reward will only be applicable to the primary account holders. Each Customer will only be entitled to the cash reward once.

New Funds do not include funds transferred from any deposit accounts of the Bank. New Funds refer to the net increase in total account balance (both deposits and investments) including the new deposit amount of the date new funds being deposited when compared with the average account balance at any such accounts of the previous 3 months.

The Bank will withhold a deposit amount equivalent to the applicable cash reward in the time deposit account of the Customers until the time deposit matures. If Customers withdraw their time deposit amount (or any part thereof) before the time deposit matures, the Bank will deduct the withheld deposit amount from the time deposit account.

The Bank will credit the applicable cash reward to the DBS Treasures Core Current Account of eligible Customers by 30 November 2009. The Bank will notify the eligible Customers of the applicable cash reward amount in writing.

In order to be eligible for the cash reward, Customers must maintain a valid DBS Treasures Account on the date of the deposit of cash reward.

The Bank reserves the right to change the above Terms and Conditions and/or modify or discontinue the Promotion at any time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.

If there is any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.