You can transfer funds to a third party account held at an overseas bank in various currencies. Funds Transfer (Overseas) to a non-registered third party account requires a One Time Password (OTP) for authorization.

	Any remittance instruction (excluding RMB remittance to a non-local bank) placed after 15:30 (Mon to Fri) or on a non-clearing day will be processed on the next clearing day. (Clearing Day means Mondays to Fridays, except public holidays in Hong Kong.)
	Any instruction to remit RMB to a non-local bank which is placed after 12:30 (Mon-Fri) or on a non-clearing day will be processed on the next clearing day.
	In general, the funds will be received by the recipient within 2 to 4 business days from the date of transfer. However, this may vary depending on the Recipient Bank or Recipient Bank Country.
	Any currency conversion involved in the remittance will be effected according to the prevailing exchange rate when the instruction is executed.
	All remittance instructions are subject to verification by the Bank and may be rejected at the Bank’s sole discretion.
	You may amend or cancel any remittance instruction submitted if it has not been executed. If the instruction has been executed, no amendment or cancellation thereof can be made unless agreed by the recipient or recipient bank. Please visit any of our branches to amend or cancel any instruction submitted. An amendment or cancellation fee will be charged.
	Hong Kong residents can remit RMB funds to a Mainland bank account bearing the same name, subject to a daily limit of RMB80,000 per person. No request made by Non-Hong Kong residents to remit RMB to Mainland China will be accepted.
	Any RMB remittance instruction submitted on a public holiday in Mainland China for remitting funds to Mainland China will be processed on the next clearing day after such public holiday and is also subject to a daily total transfer limit of RMB80,000 per person.
	For RMB remittance to a Mainland bank account bearing the same name, if the account name is in Chinese, please specify the account name in Chinese or using Chinese Commercial Code under ?Message to Recipient Bank?.
	The daily limit for funds transfer to non-registered third party accounts will be reset to HKD 0 if no such transaction is conducted for 12 months.
Please refer to the Bank Charges Schedule for details of service charges.